Online Apply For “ Apni Chat Apna Ghar” CM Punjab Maryam Nawaz Launches a New Program

CM Punjab Maryam Nawaz has just launched a game-changing housing scheme called “Apni Chat Apna Ghar.” Apply online and offline. If you’ve been dreaming of owning your own home but worried about the costs, this might just be your golden ticket! You can read the following details and Apply for “Apna Ghar Apni Chat” Program.

CM Punjab Maryam Nawaz Launches “Apni Chat Apna Ghar” 2024

Maryam Nawaz is rolling out one of the largest housing schemes Punjab has ever seen. The goal? To provide 1 lack homes to those who need them most, at an affordable rate. And here’s the kicker: you can pay for your new home in easy installments over 7 years. The Punjab government is also offering an interest-free loan of Rs 15 lack to help with construction. Yep, you read that right—no interest!

Payment Plan “Apni Chat Apna Ghar”

Here’s how it works: The government will support you with an Rs 15 lack loan, which you can repay in monthly installments of around Rs 14,000. That’s a manageable amount for many, making homeownership a lot more attainable.

Eligibility for “Apni Chat Apna Ghar” Program

Who is eligible for Apna Ghar Scheme? Only people who live in Punjab and meet these specific criteria will be able to get those interest-free government loans.

1. Only people who live in Punjab and meet these specific criteria will be able to get those interest-free government loans.
2. The applicant is ahead of his/her (nucleus) family as per the “NADRA” record.
3. Applicant is a resident of Punjab as per his/her CNIC.
4. Applicant is the sole owner and possessor of a parcel of land measuring 1-5 Marla or less in urban areas and land up to 1-10 Marla in rural areas anywhere in Punjab.
5. Applicant should not have a criminal record such as being convicted for anti-state, anti-social activities heinous crimes, etc.
6. Applicant should not be a loan defaulter of any financial institution/ bank etc.
7. An applicant is registered with the National Socio-Economic Registry (NSER) in a household having a PMT score of 60 or less.
8. If your family’s income is very low and you live below the poverty line, you’re in.
9. Even if you work for the government but earn a modest salary, this could be for you.
10. Your monthly income should be less than Rs 60,000 to qualify.
11. Priority will be given to those without a current home.
12. The program is specifically aimed at those in extreme poverty.

CM Punjab Maryam Nawaz shared her personal connection to this initiative, emphasizing how owning a home is more than just having a place to live—it’s about security, dignity, and the realization of dreams. She’s deeply committed to making affordable housing a reality for every family in Punjab.

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How to Apply for “Apni Chat Apna Ghar” Program

Here’s what you need to do:

1. Visit the Official Website: Go to the “Apni Chhat Apna Ghar Program” site at acag.punjab.gov.pk.
2. Register: Click on the “Register” link to start the application process.
3. Fill Out the Forms: Complete the Citizen Registration Form or apply for the loan directly.
4. Apply For Apna Ghar Apni Chat: Via phone number: 0800-09100
5. Online Apply Through Portal: You can also apply online for “apni chat apna ghar” by using PITB Portal.

Eligible Districts:

Maryam Nawaz is hopeful that within the next five years, this scheme will expand across all of Punjab. They’re starting with major districts, and for the first three months, you won’t even have to worry about paying installments.

Here are the following eligible districts in Punjab:

• Bhakkar
• Multan
• Rawalpindi
• Faisalabad
• Lahore
• Bahawalpur
• Dera Ghazi Khan
• Gujranwala
• Sahiwal
• Sargodha

Conclusion:

The “Apni Chat Apna Ghar” initiative by Chief Minister Maryam Nawaz is not just a groundbreaking housing scheme it’s a beacon of hope for countless families across Punjab. With its ambitious goal of providing 100,000 homes at affordable rates, this program is poised to transform the lives of those who need it most. Imagine the ease of owning a home with a manageable payment plan spread over seven years, backed by an interest-free loan of Rs 15 lakh. For many, this could mean the realization of a long-held dream of homeownership.

Eligibility criteria are thoughtfully designed to ensure the support reaches those who need it most residents of Punjab living below the poverty line, those without existing homes, and low-income families will find this scheme particularly beneficial. The inclusion of government employees with modest salaries further broadens the scope, ensuring no one is left out.

Applying is straightforward: visit the official website, fill out the necessary forms, and explore various application channels like phone or online portals. With the first three months free of installments and an expected expansion to cover all districts within five years, this initiative is set to bring stability and dignity to many households. Maryam Nawaz’s personal commitment to this cause underscores the significance of homeownership as a fundamental right. “Apni Chat Apna Ghar” isn’t just about providing shelter it’s about building futures and offering security. Don’t miss out on this incredible opportunity to secure your own slice of happiness. Act now, and step into a brighter future with the support of Punjab’s revolutionary housing scheme!